Li Xiandao, a naive and underestimated male protagonist, unexpectedly acquires the ancient Bank of the Universe. To his dismay, he finds the bank completely empty of treasures, holding only a daunting collection of overdue debts from powerful, arrogant characters across multiple realms.
The original description details several of these significant debts. The Eternal Celestial King, for instance, borrowed a supreme celestial artifact and is obligated to return two pieces after 3,000 years, with an additional piece for every 1,000 years past the due date. Moon Celestial, a goddess, loaned a high-quality face and must return it after 10,000 years, facing a life-threatening penalty if overdue. Another powerful debtor, the Time Immemorial Sage, borrowed 10,000 years of life from the bank to facilitate a breakthrough in his cultivation. Upon achieving this breakthrough, he is meant to repay the 10,000 years, with a tenfold penalty for late payment.
Faced with this immense responsibility and the bank's desolate state, Li Xiandao, a hard-working and initially weak mortal, resolves to become a true expert. His goal is to embark on a quest to locate these supreme beings—gods, immortals, and other powerful figures—and systematically reclaim the long-overdue debts. This ambition marks the beginning of his journey from poor to rich, as he utilizes his sudden strength gain and fast cultivation to navigate a strength-based social hierarchy.
The story follows Li Xiandao, who, despite starting as a powerless mortal, transforms into the biggest creditor in the Nine Heavens and Ten Lands, and even the entire Celestial World. He is a money grubber, driven by the desire to restore the Bank of the Universe and claim what is rightfully owed to it. With the help of loyal subordinates and a spirit advisor, he will wield his sword and utilize the magical space of the bank to confront mythical beasts and legendary figures, proving himself to be far more than just an underestimated protagonist.
Showing 1-50 of 89
1Chapter 1: Even The Celestial God Is Indebted To Me
Mar 31
2Chapter 2: The First Trade
Mar 31
3Chapter 3: Trade Success
Mar 31
4Chapter 4: Li Xiandao Appears
Mar 31
5Chapter 5: Will Take Revenge
Mar 31
6Chapter 6: Spirit Illusion Holy Land’s Debt
Mar 31
7Chapter 7: Lady Ah Qing
Mar 31
8Chapter 8: Ah Qing’s Story
Mar 31
9Chapter 9: Normal People And The Holy Land
Mar 31
10Chapter 10: Do You Recognize That Thing?
Mar 31
11Chapter 11: Not Willing To Admit
Mar 31
12Chapter 12: Ah Qing’s Helping Hand
Mar 31
13Chapter 13: Occupying Spirit Illusion Holy Land
Mar 31
14Chapter 14: New Guest
Mar 31
15Chapter 15: Prophet Talent
Mar 31
16Chapter 16: Trade Complete
Mar 31
17Chapter 17: Slave For 14 Years
Mar 31
18Chapter 18: Merging Talent
Mar 31
19Chapter 19: Strength Of Celestial Weapon
Mar 31
20Chapter 20: Tian Guangming, Step Out!
Mar 31
21Chapter 21: The Thing Ended
Mar 31
22Chapter 22: Trading Soul
Mar 31
23Chapter 23: Primordial Divinity
Mar 31
24Chapter 24: Battle Angel Meets His Master
Mar 31
25Chapter 25: Big River Sword Energy
Mar 31
26Chapter 26: Tian Guangming’s shock
Mar 31
27Chapter 27: Big River Sword Faction
Mar 31
28Chapter 28: Strong Battle Angel
Mar 31
29Chapter 29: Celestial Emperor Brush
Mar 31
30Chapter 30: Old Ancestor Saint
Mar 31
31Chapter 31: Incomplete Saint
Mar 31
32Chapter 32: Merging with Primordial Divinity
Mar 31
33Chapter 33: Archangel Greets Master
Mar 31
34Chapter 34: Person With Deep Feeling
Mar 31
35Chapter 35: Taking Lifespan
Mar 31
36Chapter 36: Nine-Tailed Sky Fox
Mar 31
37Chapter 37: Zero Flower Holy Land
Mar 31
38Chapter 38: Old Demon Auntie
Mar 31
39Chapter 39: Kill Two People
Mar 31
40Chapter 40: Cultivating Technique!
Mar 31
41Chapter 41: 100,000 Enforcers
Mar 31
42Chapter 42: Person Who Abides By The Contract
Mar 31
43Chapter 43: Rubbish Contract
Mar 31
44Chapter 44: To Take Or Not To Take
Mar 31
45Chapter 45: Dali Dynasty’s Contract
Mar 31
46Chapter 46: Striking At Four Locations
Mar 31
47Chapter 47: Heaven and Earth Battlefield
Mar 31
48Chapter 48: New Guest
Mar 31
49Chapter 49: Clear Off With One Slap
Mar 31
50Chapter 50: Hellfire Dragon
Mar 31
1Chapter 1: Even The Celestial God Is Indebted To Me
2Chapter 2: The First Trade
3Chapter 3: Trade Success
4Chapter 4: Li Xiandao Appears
5Chapter 5: Will Take Revenge
6Chapter 6: Spirit Illusion Holy Land’s Debt
7Chapter 7: Lady Ah Qing
8Chapter 8: Ah Qing’s Story
9Chapter 9: Normal People And The Holy Land
10Chapter 10: Do You Recognize That Thing?
11Chapter 11: Not Willing To Admit
12Chapter 12: Ah Qing’s Helping Hand
13Chapter 13: Occupying Spirit Illusion Holy Land
14Chapter 14: New Guest
15Chapter 15: Prophet Talent
16Chapter 16: Trade Complete
17Chapter 17: Slave For 14 Years
18Chapter 18: Merging Talent
19Chapter 19: Strength Of Celestial Weapon
20Chapter 20: Tian Guangming, Step Out!
21Chapter 21: The Thing Ended
22Chapter 22: Trading Soul
23Chapter 23: Primordial Divinity
24Chapter 24: Battle Angel Meets His Master
25Chapter 25: Big River Sword Energy
26Chapter 26: Tian Guangming’s shock
27Chapter 27: Big River Sword Faction
28Chapter 28: Strong Battle Angel
29Chapter 29: Celestial Emperor Brush
30Chapter 30: Old Ancestor Saint
31Chapter 31: Incomplete Saint
32Chapter 32: Merging with Primordial Divinity
33Chapter 33: Archangel Greets Master
34Chapter 34: Person With Deep Feeling
35Chapter 35: Taking Lifespan
36Chapter 36: Nine-Tailed Sky Fox
37Chapter 37: Zero Flower Holy Land
38Chapter 38: Old Demon Auntie
39Chapter 39: Kill Two People
40Chapter 40: Cultivating Technique!
41Chapter 41: 100,000 Enforcers
42Chapter 42: Person Who Abides By The Contract
43Chapter 43: Rubbish Contract
44Chapter 44: To Take Or Not To Take
45Chapter 45: Dali Dynasty’s Contract
46Chapter 46: Striking At Four Locations
47Chapter 47: Heaven and Earth Battlefield
48Chapter 48: New Guest
49Chapter 49: Clear Off With One Slap
50Chapter 50: Hellfire Dragon
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About Bank of The Universe Novel
In "Bank of The Universe", readers are treated to a captivating Action story that keeps you hooked from the very first chapter. The narrative unfolds with a steady pace, blending action, emotion, and intrigue in equal measure.
Themes of growth, resilience, and human connection run deep throughout "Bank of The Universe". The author crafts multi-layered characters whose struggles and triumphs feel authentic, making every twist and revelation all the more satisfying. With 620 chapters available, there is no shortage of content to keep readers engaged.
Available to read for free on NovelGarden, "Bank of The Universe" is a ongoing Action novel that stands out for its storytelling depth and pacing. Whether you are new to the genre or a seasoned reader, NovelGarden brings you this story and thousands more — all in one place.
Bank of The Universe Novel - Reviews & Ratings
4.4
592 reviews
Frequently Asked Questions for Bank of The Universe Novel
Who is the author of Bank of The Universe novel?
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Bank of The Universe novel is written by Girl Wears Short Skirt.
How many chapters does Bank of The Universe novel have?
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Bank of The Universe novel currently has 620 chapters and is still ongoing with new chapters being updated regularly.
Is Bank of The Universe novel completed or ongoing?
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Bank of The Universe novel is currently Ongoing. New chapters are updated regularly, so stay tuned for more.
What genre is Bank of The Universe novel?
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Bank of The Universe novel belongs to the Action genre. It also includes elements of Ancient china, Arrogant characters, Business management.
Where can I read Bank of The Universe novel online for free?
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You can read Bank of The Universe novel online for free on NovelGarden. All 620 chapters are available with no registration required.
Can I read Bank of The Universe novel on my mobile phone?
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Yes! NovelGarden is fully optimized for mobile reading. You can read Bank of The Universe novel on any device including smartphones, tablets, and desktops with adjustable font size, reading themes, and bookmarking features.