Li Xiandao, a seemingly ordinary mortal, unexpectedly inherits the ancient Bank of the Universe. To his dismay, the bank is completely empty of treasures, its only contents being a vast collection of outstanding debts. These debts are not from common individuals but from powerful, supreme beings across the Nine Heavens and Ten Lands, and even the Celestial World.
The original description highlights several examples of these extraordinary loans. The Eternal Celestial King borrowed a supreme celestial artifact, promising to return two pieces after 3,000 years, with an additional piece for every 1,000 years of overdue payment. Moon Celestial took a loan of a high-quality face, due for return after 10,000 years, with the penalty of her life if overdue. Even the Time Immemorial Sage borrowed 10,000 years of life from the Bank of the Universe to aid in a breakthrough, agreeing to repay the same amount upon success. His penalty for lateness is a tenfold repayment.
Faced with this daunting situation – an empty bank and a ledger filled with debts from formidable entities – Li Xiandao resolves to transform himself into a true expert. His ultimate goal is to track down each of these supreme beings and meticulously reclaim every overdue debt. This ambitious undertaking positions a previously powerless mortal as the greatest creditor in the entirety of the Nine Heavens and Ten Lands, extending even into the Celestial World. The narrative follows Li Xiandao's journey as he navigates this challenging path, attempting to recover what is owed to the Bank of the Universe.
Showing 1-50 of 619
1Chapter 1 - Even The Celestial God Is Indebted To Me
Mar 13
2Chapter 2 - The First Trade
Mar 13
3Chapter 3 - Trade Success
Mar 13
4Chapter 4 - Li Xiandao Appears
Mar 13
5Chapter 5 - Will Take Revenge
Mar 13
6Chapter 6 - Spirit Illusion Holy Land's Debt
Mar 13
7Chapter 7 - Lady Ah Qing
Mar 13
8Chapter 8 - Ah Qing's Story
Mar 13
9Chapter 9 - Normal People And The Holy Land
Mar 13
10Chapter 10 - Do You Recognize That Thing?
Mar 13
11Chapter 11 - Not Willing To Admit
Mar 13
12Chapter 12 - Ah Qing's Helping Hand
Mar 13
13Chapter 13 - Occupying Spirit Illusion Holy Land
Mar 13
14Chapter 14 - New Guest
Mar 13
15Chapter 15 - Prophet Talent
Mar 13
16Chapter 16 - Trade Complete
Mar 13
17Chapter 17 - Slave For 14 Years
Mar 13
18Chapter 18 - Merging Talent
Mar 13
19Chapter 19 - Strength Of Celestial Weapon
Mar 13
20Chapter 20 - Tian Guangming, Step Out!
Mar 13
21Chapter 21 - The Thing Ended
Mar 13
22Chapter 22 - Trading Soul
Mar 13
23Chapter 23 - Primordial Divinity
Mar 13
24Chapter 24 - Battle Angel Meets His Master
Mar 13
25Chapter 25 - Big River Sword Energy
Mar 13
26Chapter 26 - Tian Guangming's shock
Mar 13
27Chapter 27 - Big River Sword Faction
Mar 13
28Chapter 28 - Strong Battle Angel
Mar 13
29Chapter 29 - Celestial Emperor Brush
Mar 13
30Chapter 30 - Old Ancestor Saint
Mar 13
31Chapter 31 - Incomplete Saint
Mar 13
32Chapter 32 - Merging with Primordial Divinity
Mar 13
33Chapter 33 - Archangel Greets Master
Mar 13
34Chapter 34 - Person With Deep Feeling
Mar 13
35Chapter 35 - Taking Lifespan
Mar 13
36Chapter 36 - Nine-Tailed Sky Fox
Mar 13
37Chapter 37 - Zero Flower Holy Land
Mar 13
38Chapter 38 - Old Demon Auntie
Mar 13
39Chapter 39 - Kill Two People
Mar 13
40Chapter 40 - Cultivating Technique!
Mar 13
41Chapter 41 - 100,000 Enforcers
Mar 13
42Chapter 42 - Person Who Abides By The Contract
Mar 13
43Chapter 43 - Rubbish Contract
Mar 13
44Chapter 44 - To Take Or Not To Take
Mar 13
45Chapter 45 - Dali Dynasty's Contract
Mar 13
46Chapter 46 - Striking At Four Locations
Mar 13
47Chapter 47 - Heaven and Earth Battlefield
Mar 13
48Chapter 48 - New Guest
Mar 13
49Chapter 49 - Clear Off With One Slap
Mar 13
50Chapter 50 - Hellfire Dragon
Mar 13
1Chapter 1 - Even The Celestial God Is Indebted To Me
2Chapter 2 - The First Trade
3Chapter 3 - Trade Success
4Chapter 4 - Li Xiandao Appears
5Chapter 5 - Will Take Revenge
6Chapter 6 - Spirit Illusion Holy Land's Debt
7Chapter 7 - Lady Ah Qing
8Chapter 8 - Ah Qing's Story
9Chapter 9 - Normal People And The Holy Land
10Chapter 10 - Do You Recognize That Thing?
11Chapter 11 - Not Willing To Admit
12Chapter 12 - Ah Qing's Helping Hand
13Chapter 13 - Occupying Spirit Illusion Holy Land
14Chapter 14 - New Guest
15Chapter 15 - Prophet Talent
16Chapter 16 - Trade Complete
17Chapter 17 - Slave For 14 Years
18Chapter 18 - Merging Talent
19Chapter 19 - Strength Of Celestial Weapon
20Chapter 20 - Tian Guangming, Step Out!
21Chapter 21 - The Thing Ended
22Chapter 22 - Trading Soul
23Chapter 23 - Primordial Divinity
24Chapter 24 - Battle Angel Meets His Master
25Chapter 25 - Big River Sword Energy
26Chapter 26 - Tian Guangming's shock
27Chapter 27 - Big River Sword Faction
28Chapter 28 - Strong Battle Angel
29Chapter 29 - Celestial Emperor Brush
30Chapter 30 - Old Ancestor Saint
31Chapter 31 - Incomplete Saint
32Chapter 32 - Merging with Primordial Divinity
33Chapter 33 - Archangel Greets Master
34Chapter 34 - Person With Deep Feeling
35Chapter 35 - Taking Lifespan
36Chapter 36 - Nine-Tailed Sky Fox
37Chapter 37 - Zero Flower Holy Land
38Chapter 38 - Old Demon Auntie
39Chapter 39 - Kill Two People
40Chapter 40 - Cultivating Technique!
41Chapter 41 - 100,000 Enforcers
42Chapter 42 - Person Who Abides By The Contract
43Chapter 43 - Rubbish Contract
44Chapter 44 - To Take Or Not To Take
45Chapter 45 - Dali Dynasty's Contract
46Chapter 46 - Striking At Four Locations
47Chapter 47 - Heaven and Earth Battlefield
48Chapter 48 - New Guest
49Chapter 49 - Clear Off With One Slap
50Chapter 50 - Hellfire Dragon
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About Bank Of The Universe Novel
In "Bank Of The Universe", readers are treated to a captivating Xuanhuan story that keeps you hooked from the very first chapter. The narrative unfolds with a steady pace, blending action, emotion, and intrigue in equal measure.
Themes of growth, resilience, and human connection run deep throughout "Bank Of The Universe". The author crafts multi-layered characters whose struggles and triumphs feel authentic, making every twist and revelation all the more satisfying. With 619 chapters available, there is no shortage of content to keep readers engaged.
Available to read for free on NovelGarden, "Bank Of The Universe" is a ongoing Xuanhuan novel that stands out for its storytelling depth and pacing. Whether you are new to the genre or a seasoned reader, NovelGarden brings you this story and thousands more — all in one place.
Bank Of The Universe Novel - Reviews & Ratings
4.4
1825 reviews
Frequently Asked Questions for Bank Of The Universe Novel
Who is the author of Bank Of The Universe novel?
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Bank Of The Universe novel is written by Girl Wears Short Skirt, 女孩穿短裙.
How many chapters does Bank Of The Universe novel have?
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Bank Of The Universe novel currently has 619 chapters and is still ongoing with new chapters being updated regularly.
Is Bank Of The Universe novel completed or ongoing?
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Bank Of The Universe novel is currently Ongoing. New chapters are updated regularly, so stay tuned for more.
What genre is Bank Of The Universe novel?
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Bank Of The Universe novel belongs to the Xuanhuan genre. It also includes elements of Xuanhuan, Comedy, Action.
Where can I read Bank Of The Universe novel online for free?
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You can read Bank Of The Universe novel online for free on NovelGarden. All 619 chapters are available with no registration required.
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Yes! NovelGarden is fully optimized for mobile reading. You can read Bank Of The Universe novel on any device including smartphones, tablets, and desktops with adjustable font size, reading themes, and bookmarking features.